These mortgages come with stricter guidelines due to higher loan amounts. But you can handle it. You know what you want and how to get it. That’s why you have your eye on that king-size chalet in the first place.

Key Features of Jumbo Loans

  • You can scoff at conventional loan limits and borrow some serious money
  • Make sure you have your finances in order or you’re not eligible
  • Choose from 15- or 30-year terms with fixed or adjustable rates


Down Payment 20% of the final loan amount
Terms 15, 30 years, fixed and ARMs
Credit Score 700 minimum
Mortgage Insurance No
Maximum Loan Amount $2.5 million